How does motorcycle insurance work?

How does motorcycle insurance work?

So I just wanted to know a little about the pay brackets with motorcycle. Im not talking specific numbers cause I know to just get a quota for that. What I heard is for things like scooters or bikes under 150cc there is a bracket. Then it goes up for anything between 150cc to less than 400cc. Then after that you can expect insurance to go up more when you get into the 600cc supersports and so on. I know im wording this kind of poorly. It makes sense just like how insurance for a Ferrari is going to more than a pickup truck or economy car. I just remember someone saying on a forum that they got a ninja 400r and they were happy that its technically a 399cc engine bucause if it was just a bit more the insurance would have gone up to the next class in motorcycle insurance. I just wanted to know if someone can help explain how this works. I wouldnt mind having something stronger than a 250 or 300 motorcycle but if it means that insurance is going to double or something for a 600 or 650 then I may stray away from it because I still have insurance for my car. Also on a side note how exactly does super sport insurance typically compare to standard bikes? For example maybe a gsxr 600 or CBR 600 vs something like a SV650. Both have similarly sized engines but Im sure 600 super sports are more aggressively tuned and other factors. Lastly my one friend had a Kawasaki. I cant remember what kind but it may have been like a 2002 ninja 600? Anyways his monthly insurance was like less then $20 a month! Does anyone know what kind of coverage he may have had. When he crashed it, insurance paid for the damages to the car he hit and for himself. The bike however, was not covered at all. Is this a real thing or am I remembering it wrong? Sorry about the book! I was just curious. Thank you everyone for the help!

BEST ANSWER: Try this site where you can compare quotes:4insurequotes.xyz

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So I just wanted to know a little about the pay brackets with motorcycle. Im not talking specific numbers cause I know to just get a quota for that. What I heard is for things like scooters or bikes under 150cc there is a bracket. Then it goes up for anything between 150cc to less than 400cc. Then after that you can expect insurance to go up more when you get into the 600cc supersports and so on. I know im wording this kind of poorly. It makes sense just like how insurance for a Ferrari is going to more than a pickup truck or economy car. I just remember someone saying on a forum that they got a ninja 400r and they were happy that its technically a 399cc engine bucause if it was just a bit more the insurance would have gone up to the next class in motorcycle insurance. I just wanted to know if someone can help explain how this works. I wouldnt mind having something stronger than a 250 or 300 motorcycle but if it means that insurance is going to double or something for a 600 or 650 then I may stray away from it because I still have insurance for my car. Also on a side note how exactly does super sport insurance typically compare to standard bikes? For example maybe a gsxr 600 or CBR 600 vs something like a SV650. Both have similarly sized engines but Im sure 600 super sports are more aggressively tuned and other factors. Lastly my one friend had a Kawasaki. I cant remember what kind but it may have been like a 2002 ninja 600? Anyways his monthly insurance was like less then $20 a month! Does anyone know what kind of coverage he may have had. When he crashed it, insurance paid for the damages to the car he hit and for himself. The bike however, was not covered at all. Is this a real thing or am I remembering it wrong? Sorry about the book! I was just curious. Thank you everyone for the help!

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How does motorcycle insurance work?

So I just wanted to know a little about the pay brackets with motorcycle. Im not talking specific numbers cause I know to just get a quota for that. What I heard is for things like scooters or bikes under 150cc there is a bracket. Then it goes up for anything between 150cc to less than 400cc. Then after that you can expect insurance to go up more when you get into the 600cc supersports and so on. I know im wording this kind of poorly. It makes sense just like how insurance for a Ferrari is going to more than a pickup truck or economy car. I just remember someone saying on a forum that they got a ninja 400r and they were happy that its technically a 399cc engine bucause if it was just a bit more the insurance would have gone up to the next class in motorcycle insurance. I just wanted to know if someone can help explain how this works. I wouldnt mind having something stronger than a 250 or 300 motorcycle but if it means that insurance is going to double or something for a 600 or 650 then I may stray away from it because I still have insurance for my car. Also on a side note how exactly does super sport insurance typically compare to standard bikes? For example maybe a gsxr 600 or CBR 600 vs something like a SV650. Both have similarly sized engines but Im sure 600 super sports are more aggressively tuned and other factors. Lastly my one friend had a Kawasaki. I cant remember what kind but it may have been like a 2002 ninja 600? Anyways his monthly insurance was like less then $20 a month! Does anyone know what kind of coverage he may have had. When he crashed it, insurance paid for the damages to the car he hit and for himself. The bike however, was not covered at all. Is this a real thing or am I remembering it wrong? Sorry about the book! I was just curious. Thank you everyone for the help!

Do I need a drivers insurance?

I have my learner's permit and I live in California.... My parents have Triple A insurance as their auto insurance company and I was wondering if I have to have insurance in order to drive the car.... or do I get added when I get my drivers' license?

Car Accident Advice: Someone hit me and doesn't want to go thru insurance?

Someone recently hit my car while it was parked across the street from my house. I almost thought it was a hit and run till I found their business card on my windsheild. I called her and she said she'd rather not go through her insurance but pay me directly for the damage to my car. I have been in accidents where I was hit but usually the other person just gives me their insurance info and I call them and get my car fixed fast, no problems. So I was already a little hesitant about agreeing to this, but I figured as long as it gets fixed it should be alright. So I did like she said and got an estimate from a body shop, then called her with it. Right off she said, Oh thats really high,(almost a 1000) and I reminded her that the damage is pretty severe, she backed into my rear passenger door, now entirely dented and scratched up. I know the estimate is fair compared to other work I 've had in the past. So anyways, I thought she'd decide right there like she had told me before, if it was affordable for her she'd pay me if not she'll go through her insurance. So since she acted like that was so much money I asked well does that mean you want to just use your insurance? She still sounded unsure and said she needs to figure this out. So it's been another day since that, still waiting, she did call again and say she's running it by her insurance agent to see which way would be better for her, insurance or pay me off. So I am still waiting, it's only been a few days since the accident but I am getting anxious because I kind of wish she would just give me her insurance info and go through it, my car would probably be in the shop already and this would be taken care of. But instead I 'm waiting for her. She still has not given me her insurance info, I don't have her license plate # or even what her car looks like, just a business card. And its a big inconvenience because I know I will be without a car for a at least 2-3 days, and even if she pays me she sure didn't mention a rental car. So my question is am I being too nice by waiting for her to decide whats best for her... and even if she wants to pay me should I have gotten her insurance info, like is that my legal right. So how long should I wait for her to decide?? Any advice would be greatly appreciated as obviously I should act fast. Thanks

What should I be looking for in coverage with car insurance?

I'm 22, just graduated from college and am just about to get my car put in my name and on my own insurance (was paying my parents for car insurance in my dads name before). I am curious on what exactly I should be looking for as far as deductibles and liabilities go to get a cheaper-ish rate, but yet still decent coverage? I was paying $70 a month on my parents insurance, I know I won't get that good of rate, but am wondering what decent coverage would be for a decently priced monthly rate...I was told to get a $500 deductible for collision? My car is a 1997 Honda Accord, great condition, around 130,000 miles, and I got one ticket in 2007. Any advice would be helpful! Thanks!

How much do you pay for your car insurance?

This question is normally towards the young teenagers that are elligibal of driving. But if parents know the payment for your son/daughter car insurance please post. If anyone does post to my question, please post your answer with, what kind of car is it, what type of plan and how much you pay following by whether or not there has been charges on it. (i.e. speeding tickets) Basically it'll look like this: - 2001 Honda Civic (4 Door) - Every 6 Months - $1000 - No Charges I am going to go take a test for my provisional and I want to get an overview on how much insurance is going to be. Thank you for posting

How much do you pay for full coverage?

I pay 375 for my car note a month and 250 for full coverage a month. Does this seem about right? I'm 20 and about 8 months ago I had gotten a ticket for something I didn't do and finally went to court and was proven not guilty. But I don't know if state farm insurance was high because of my age or because of the traffic ticket. Maybe both. Would I be able to get a cheaper price anywhere else. I'll be 21 in 6 months.

Domino's Pizza Delivery Driver- do you need commercial insurance?

I have an interview today for a job at Domino's Pizza to be a delivery driver. My only concern about it is right now I have personal insurance. If I were to get in an accident while delivering a pizza for domino's, would I still be covered? I'd like to hear from actual insurance reps or people who have had experience with this.

What is the cheapest car Insurance ?

I own my car. What do I have to carry?

Whats a cheap auto insurance for teens?

I just got a new car, and i want to take resposibitly to pay for the insurance. Whats a cheap insurance? Im 17 and still a student in school Helppp! please :]

Which insurance is cheapest for young drivers?

My parents are making me get my own insurance and I'm 18 and live in PA and plain on getting a 96 Cavalier don't know if this will help any but here us the VIN: 1g1jc124xtm104843 thank you

Buying Car - Insurance Question?

I'm buying a Z-28 Camaro, and I have encountered a problem. I was told when I register it (which I have to apparently) that I have to insure it. I plan on leaving the car just setting in my yard. Yes it runs perfectly, but I can't afford gas for it or insurance at the time. 1) Do I legally have to register it 2) How long do I have to register it 3) Does it HAVE to be insured 4) If yes to 3, what's the cheapest insurance I can get and about how much is it. I don't care what it covers. I don't know if the state makes a difference but I live in Michigan. Thanks A Million

Lowest insurance cars for 17 year old / first car?

i'm looking to buy my first car and wanna spend about 1000, does anyone know a good lads car around this price with comparatively low insurance for young drivers? thanks peoplee!

Insurance for 250 Ninja?

I will be buying a new 2011 Kawasaki Ninja 250. I'm 18 yrs old. We will pay the bike in full..... How much will be my insurance on this bike? thanks

How will adding 40 million more people to the Health Insurance rolls improve Health Care?

But don't be misled. We know the status quo is unsustainable. If we do nothing, millions more Americans will be denied insurance because of pre-existing conditions, or see their coverage suddenly dropped if they become seriously ill. Out-of-pocket expenses will continue to soar, and more and more families and businesses will be forced to deal with health insurance costs they cant afford. David Axelrod Senior Advisor to the President Why suddenly focus on the insurance industry? If, as Axelrod says, the status quo is unsustainable .. How will adding 40 million more to the insurance rolls suddenly make it sustainable ? . How will adding to the costs of Insurance Companies decrease their costs? . How will doing nothing , and thereby sustaining the huge profits of the drug industry and the medical industry, reduce medical care costs to the average American?

How much would motorcycle insurance be for a 17 yr old female?

hi. im 17 years old and live in glendale arizona. i want to buy a honda rebel 250. but im kind of worried about the insurance costs. i get average grades and am a good driver behind the wheel of a car and behind handlebars. how much do you think theyll ask of me?

Why is it important to carry car insurance if the odds of a major accident are quite low?

Its a stats question

Why is it assumed auto/motorcycle insurance is optional?

Why do so many drivers who live where having auto insurance is law(pretty much all of the U.S.) have this arrogant belief that just because they can't afford the insurance or can't pay out of their pocket that they still have the right to drive on the road? Worst thing is why are these people hardly punished for breaking the law and why must the other driver's insurance cover uninsured drivers. This whole insurance process is the most screwed up thing and proof of human idiocy. You ever see that commcerial for SafeAuto insurance? The dumb girl goes, I been in lots of accidents, but I NEED my car. or the guy who says' I don't have money for insurance, but I need to make tough choices. Like they are telling us they are going to drive their car without insurance. This is how we allow this type of stupidity.

Decent and Cheap Health Insurance Plans for International Students in the US?

I will be studying my Master in the Boston area, this September. The grad-school health insurance is a little too expensive to me. What would be some of the decent and affordable health insurance companies and plans?

Please answer!!! Is my car insurance too high?

I have a 2007 toyota corolla, clean title and no liens. Im 20 years old, female and part time in college. I have state farm and it costs $280 every month, i have full coverage also... Is this expensive or what??!!

Average monthly cost of renter's insurance for an apartment in Galveston, TX?

I need to see if I can work it onto my budget

Motorcycle insurance for 16 year old?

Just wondering, how much would motorcycle insurance be monthly for a 16 year old, living in NY, say with a 500-600 cc engine bike?

Best life insurance for baby? Cost?

Trying to figure out the best life insurance plan or place to use for new baby to come. How much does it cost upfront? Do you pay it overtime?

Regarding car insurance ?

Hi, I just got my license about a month ago and I can't find insurance quote cheaper than 4,500. However, all my friends who passed at the age of 18 got insurance quotes for less than 2,000. I even looked at the same cars as them or even cars in the lowest insurance group; still no realistic result. I'm trying to insure a car not an aircraft, any suggestions or tips ?

How much insurance(fully comprehensive, USA) do I have to pay for a 400,000$ car?

For a 400,000$ car in the state of New-York how much car insurance will I have to pay fully comprehensive insurance. Like a Rolls Royce Phantom Coupe how much insurance has to be paid for that type of car. Don't want an exact number, just round it off.

Who offers parked car insurance?

My husband is deployed with the Army and I went to stay with family out of state while he is gone. We left his car at our duty station and we still owe on it. Progressive does not offer parked car insurance and I do not want to pay full price when neither of us are going to be anywhere near the car for a year. Are there any companys that offer parked car insurance or is there anything else I can do until we pay it off?

Car Insurance Question?

My fiance and I want to buy a new car - and I am the primary buyer, and he is the co-buyer. Can we just add the new car to his auto insurance and list me as a driver of the car? (My current car is not on his insurance, it's on my moms because she helped me get my current car) Or must we be married to do this? I have heard that if you're not married, then I would need to get my own separate insurance policy, but I don't know how true this is. The dealership says that it doesn't matter, as long as the car has insurance. Do they check?

How does motorcycle insurance work?

So I just wanted to know a little about the pay brackets with motorcycle. Im not talking specific numbers cause I know to just get a quota for that. What I heard is for things like scooters or bikes under 150cc there is a bracket. Then it goes up for anything between 150cc to less than 400cc. Then after that you can expect insurance to go up more when you get into the 600cc supersports and so on. I know im wording this kind of poorly. It makes sense just like how insurance for a Ferrari is going to more than a pickup truck or economy car. I just remember someone saying on a forum that they got a ninja 400r and they were happy that its technically a 399cc engine bucause if it was just a bit more the insurance would have gone up to the next class in motorcycle insurance. I just wanted to know if someone can help explain how this works. I wouldnt mind having something stronger than a 250 or 300 motorcycle but if it means that insurance is going to double or something for a 600 or 650 then I may stray away from it because I still have insurance for my car. Also on a side note how exactly does super sport insurance typically compare to standard bikes? For example maybe a gsxr 600 or CBR 600 vs something like a SV650. Both have similarly sized engines but Im sure 600 super sports are more aggressively tuned and other factors. Lastly my one friend had a Kawasaki. I cant remember what kind but it may have been like a 2002 ninja 600? Anyways his monthly insurance was like less then $20 a month! Does anyone know what kind of coverage he may have had. When he crashed it, insurance paid for the damages to the car he hit and for himself. The bike however, was not covered at all. Is this a real thing or am I remembering it wrong? Sorry about the book! I was just curious. Thank you everyone for the help!

https://www.linkedin.com/pulse/affordable-health-insurance-uk-nancy-mueller/